China’s first autonomous driving test in Beijing has attracted the attention of the whole society and is a major demonstration of the world’s cutting-edge innovative technology in the Chinese automotive industry. How far is autonomous driving from us? Dr. Erik Coelingh, a technical expert at Volvo Car Group, said that in the field of autonomous driving, Volvo is leading the world. And the new Volvo XC90 also made a stunning appearance in this test.

The new Volvo XC90 is the world’s first production car with highly autonomous driving technology, and it will be launched in various markets around the world, including China, this year.

Volvo Cars will achieve autonomous driving through four stages: the first stage is driver assistance; the second stage is semi-autonomous driving; the third stage is highly autonomous driving; and the fourth stage is fully autonomous driving. The main difference between the third and fourth stages is that the third stage system can allow the car to provide long-term or short-term automatic control under the supervision of the driver. The driver only needs to control the car occasionally, so that his hands can be freed and he can engage in other activities, such as surfing the Internet, reading books, drinking coffee, etc. In the fourth stage, the car can fully realize autonomous driving without driver intervention. The first and second driver assistance and semi-autonomous driving systems have become mature, but there is still room for improvement and development in the future.

Highly autonomous driving and fully autonomous driving systems can effectively improve traffic congestion, improve traffic safety, save energy, improve comfort, and make the driving experience more enjoyable, thus becoming the development direction of future automotive technology.

The new Volvo XC90, a model with autonomous driving technology, once again defends Volvo’s unshakable leadership in "smart safety" technology with two world-first safety inventions in its IntelliSafe intelligent safety technology: road departure protection scheme and automatic braking technology at intersections.

The world’s first road departure protection solution protects against the greatest safety hazards

Driving off the road due to driver inattention, fatigue or weather is becoming the most common cause of traffic accidents and the biggest safety hazard in driving. Data show that 50% of fatal traffic accidents in the United States are caused by off-road. Volvo Cars’ major breakthrough in this field has no less impact than its invention of the three-point seat belt in 1959.

The new Volvo XC90 tightens the front seat belts when a vehicle is detected to be off the road and maintains this position until the vehicle is stopped. If the vehicle goes off the road, the energy-absorbing design between the seat and the seat frame can relieve up to one-third of the vertical impact of the vehicle when it falls, avoiding spinal injuries.

   When off the road, the front seat belt is tightened

In terms of active safety, the new Volvo XC90 is also equipped with a number of safety technologies to avoid going off the road. When the driver accidentally leaves the lane, the lane departure assistance system will make the steering wheel heavier by increasing steering torque. The standard driver safety warning control system of the new Volvo XC90 also realizes the monitoring and warning of driver fatigue, distraction and other conditions. In conjunction with the rest area guide function, the driver will be guided to the nearest rest area to stop and rest.

  The world’s first intersection automatic braking technology stops at the edge of danger

On busy city roads and highways, it is common to break into the opposite direction of the road due to the turn of the intersection. The new XC90 world-first intersection automatic braking technology can automatically brake when the turning encounters the opposite car, thus minimizing the damage of the collision or even avoiding the accident completely, helping the driver stop at the edge of danger.

In addition, the new Volvo XC90 is equipped with a comprehensive safety solution including: CitySafety City Safety system automatic braking function, rear-end preventive protection system, fully automatic parking system, queuing auxiliary features, and panoramic bird’s-eye view.

According to relevant statistical studies, about 1.20 million people die and more than 5 million are injured each year due to traffic accidents, and 90% of traffic accidents are caused by human factors. Volvo, with a long history of 88 years, has always been concerned about people and safety since its inception. It is still committed to the vision of "zero casualties and zero emissions" in 2020. Peter Mertens, senior vice-president of research and development at Volvo Car Group, said: "We have conducted extensive research on more than 40,000 traffic accidents and driver behavior data, and based on these results, we will make the new Volvo XC90 the safest car in the world."

"Each manufacturer has their own ideas about autonomous driving technology, but it is only Volvo that is really translating the technology into results and mass production," said Dr. Erik Coelingh, senior technical director at Volvo Car Group.

  New Sensus system, humanized design brings intelligent and convenient user experience

Under Volvo’s innovative Sensus brand, the new Volvo XC90 features state-of-the-art touchscreen and software technology that allows the driver to intuitively navigate and quickly grasp the position and operation of function keys. "The way you operate with a touchscreen is so natural to you that you quickly become conditioned," says Peter Mertens, senior vice-president of research and development at Volvo Car Group. "Information, navigation and media selection are all located above the touchscreen for easy viewing; the phone, app icon and cabin temperature control are all located below the touchscreen for easy operation. The design logic behind all this is derived from research into user experience, wide applicability and state-of-the-art technology."

In addition, the large-scale touchscreen is connected to the fully digital dashboard in front of the driver, and driving-related information can be projected in real time on the head-up display under the windshield – together with the multi-function buttons on the steering wheel and advanced voice control system, forming an innovative human-machine interaction interface. The fully digital dashboard and head-up display ensure that the driver can easily access the information they need most. "It is our fundamental principle to create a simple and smooth interaction experience," said Thomas Inglat, senior vice-president of design at Volvo Car Group. "Therefore, we have designed the system to ensure that the driver can operate the system without taking their eyes off the road and hands off the steering wheel as much as possible." On the new Volvo XC90, there are countless innovative user-friendly designs similar to this system.

  Leading cloud solutions for a fully connected experience

With cloud solutions from Ericsson and HERE navigation systems, the new Volvo XC90 provides consumers with a fully connected experience that not only enables remote content updates, but also simplifies the experience of the entire car. The Sensus system with a new interface integrates a wide range of cloud-based applications, including Internet radio, connected navigation, parking space search and payment, destination restaurant search, online music, and more. The combination of these applications and systems will depend on the regional market.

"On top of that, the new XC90 tells you when it’s time for a service and suggests when to book an appointment with a Volvo dealership. The introduction of the Smart Connected Service Schedule (ConnectedServiceBooking) app is the first step towards fully integrating dealerships into the connected ecosystem," said Dr. Thomas M. Müller, vice president of electrical and electronic engineering at Volvo Cars.

At present, the new Volvo XC90 has received 20,000 orders worldwide, earning high recognition and praise from the market. As the Nordic luxury flagship SUV, the appearance of the new Volvo XC90 marks the arrival of the first year of autonomous driving, showing Volvo Cars’ leadership in the field of intelligence and safety and demonstrating Volvo’s strong innovation capabilities, allowing unreachable autonomous driving technology to enter everyone’s life.

After the Spring Festival, it became lively because of the "invasion" of Avatar.

According to the data of Cat’s Eye Professional Edition, as of 21: 00 pm on March 12, the single-day box office of Avatar was 50 million yuan, with a total box office of 1.36 billion yuan. The film has made a good preparation for the upcoming Qingming file and May Day file.

Many small and medium-sized films were released in Qingming archives.

Tomb-Sweeping Day’s films announced this year are basically small and medium-sized films.

Among them, My Sister, directed by Yin Ruoxin, written by You Xiaoying, starring Zifeng Zhang and specially starring Shawn, was scheduled for April 2, and it was announced that it would be screened several times in late March and early April. The film tells a family story about the elder sister who lost her parents in the face of pursuing an independent life or raising her younger brother.

As a flower after 00, Zifeng Zhang has starred in films such as Get My Brother Away, Hello, China and so on in recent years, and has also appeared in the popular film Detective Chinatown 3 in this year’s Spring Festival. It is worth looking forward to starring in My Sister again.

The movie Tomorrow Will Be Fine with papi sauce as the heroine for the first time is scheduled for April 2nd. The film is produced by Jia Zhangke, written and directed by Yuan Yuan, and starred by papi Sauce and Juck Zhang. It tells the ironic love story that happened after Xiao Yu, a screenwriter on the 18th line of Beipiao, accidentally cohabited with frustrated musician Ji Ye. The film is "Later Us" and "Fuck off! Yuan Yuan, the screenwriter of many popular film and television works such as tumor jun, is the first work directed and scripted.

Monkey King Reborn, an animated film, moved from May 1st to Tomb-Sweeping Day. The film presents the bloody story of the Monkey King’s battle with Wan Yao with a strong artistic style of national style. As of March 15, the number of people who want to see this cat’s eye has reached 185,000.

Light, cat’s eye and Alibaba Pictures entered the stadium in a low-key manner.

There are no films controlled by big companies in Tomb-Sweeping Day this year. Traditional film and television companies appear in the list of joint productions, among which the top ones are Light Media, Cat’s Eye and Alibaba Pictures.

Light Media participated in the production of Yuan Yuan’s debut Tomorrow Will Be Fine, which was located in the second producer. In the industry, Light Media has always been willing to invest in the first works directed by newcomers, such as Deng Chao’s debut breakup guru, Alec Su’s debut Left Ear and Bo Huang’s debut The Island. In recent years, Light Media has hatched a number of high-quality new directors and formed a relatively close binding relationship with them.

Cat’s Eye and Alibaba Pictures are the second producers of The Eleventh Chapter’s two films "Come Here" respectively.

The Eleventh Chapter, a film produced by Cat’s Eye, is the second film directed by Chen Jianbin, starring Zhou Xun, Chen Jianbin, Leah Dou, Chun Xia, Dapeng, Song Jia, etc., and tells the story of the conflict between the Mafuli family and the drama troupe. This tragicomedy with absurd color was originally scheduled to be released on March 5, but it was later rescheduled to April 2. It is worth mentioning that this film is the first cinema film starring singer Leah Dou, who also wrote lyrics and composed music for the film’s propaganda song "Duoduo".

Alibaba Pictures participated in the production of "Coming is Coming", which was directed by Liu Fendou and supervised by Zhang Yibai, starring Liao Fan, Tong Liya, Qiao Shan, Fan Wei, Du Jiang, Bao Bei and Wei Daxun. The title of the film is "Come All Come", which is a typical Chinese social topic film. Every audience can think of their own personal experiences and have emotional resonance by watching the film.

As the sole producer in Monkey King Reborn, Xinghao Film has been deeply involved in the live-action movie market for more than 20 years. The three released films, Journey to the Heaven, Journey to the Monkey King Thrice Defeats the Skeleton Demon and Journey to the Daughter Country, have left a deep impression on the audience together with the "Journey to the West Classic Cultural Series Brand Films".

The Captain’s Secret Visitor is scheduled for May Day.　

Since Labor Day is closed for five days in a row this year, many films have chosen to appear in the May Day file in order to win better profits.

Judging from the films currently scheduled for the May Day period, Chinese Doctors, produced by Bona Film, has attracted more attention. The film was created by The Captain’s original crew, directed by Liu Weiqiang and starring Zhang Hanyu, Yolanda, Zhu Yawen and Jerry Lee. Based on the real events in the prevention and control of the epidemic in COVID-19, it recorded China’s magnificent and arduous anti-epidemic process in a panoramic way.

The Emperor’s film Antique close encounter of mahjong and Xinli Media’s Secret Visitor are also very interesting. The former is based on Ma Boyong’s novel of the same name, directed by Guo Zijian, starring Lei Jiayin, Li Xian, Xin Zhilei and Ge You, and tells a series of adventure stories about the five-pulse successor wishing to find out the truth about the Buddha head of Wu Zetian Mingtang in Tang Dynasty. The latter, directed by Chen Zhengdao and starring Aaron Kwok, Duan Long, Zifeng Zhang, Xu Weining and Rong Zishan, tells the story that a secret visitor lives in the basement of a family of four, and strange things keep happening in a harmonious and perfect family.

The other three films that have been booked at present, She’s in the World, The True Three Kingdoms, and The Sunshine Robber, are also worth looking forward to.

"There is She in the World" is directed by Zhang Aijia, Li Shaohong and Chen Chong, starring Zhou Xun, Sammi Cheng and Jackson Yee. Through the unique perspectives of three female directors, the film aims at the ordinary life full of fireworks, and maps out the living status of thousands of ordinary people in 2020 through the emotions and stories of several characters. "True Warriors in Three Kingdoms" was produced and directed by Xianyang Zhou, starring Wang Kai, Yang Shining, Louis Koo, Gulnazar and Han Geng, and was adapted from the video game of the same name by Glorious Tekumo. Sunshine Robber, directed by Li Yu and starring Mary and Song Jia, is adapted from the novel Sunshine Robber by Japanese writer Kotaro Isaka. It tells the legendary adventure story of four strange young people who form a "robber" group and bravely break into gangs to seize tigers.

At present, there is still half a month to go before the Qingming Festival and more than one month to go before the May 1st Festival. We expect more films to be finalized.

Wentu source: entertainment business observation, eight-point film

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　　In 2023, the Central Financial Work Conference proposed that "five major articles" on technology and finance, green finance, inclusive finance, pension finance and digital finance should be done well. In January, 2024, General Secretary of the Supreme Leader proposed at the opening ceremony of the special seminar for leading cadres at the provincial and ministerial levels to promote high-quality financial development that we should establish and improve an independent, controllable, safe and efficient financial infrastructure system. In recent years, under the wave of digitalization and the rapid development of digital currency, the major financial infrastructures at home and abroad are actively trying to provide digital securities services by using blockchain technology to promote the digital development of financial markets. At present, China’s financial infrastructure exploration has been ahead of the international peers and has the level of international dialogue. In the next step, on the basis of previous exploration, we can further deepen the application, promote the high-quality development of finance and accelerate the construction of a financial power.

　　The necessity of exploring the application of blockchain in financial infrastructure

　　Exploring the application of blockchain can accelerate the digital transformation of financial infrastructure, meet the diversified needs of the market, compete for the right to speak internationally, and better safeguard financial security.

　　(1) Explore the path of digital transformation. Blockchain application is generally considered as a feasible way to promote the development of digital assets. It is a new way to promote the digital transformation of the financial market to explore the blockchain digital bond business and market institutions to build a blockchain system.

　　(2) Providing diversified market services. Compared with commercial institutions trying to build their own blockchain system, financial infrastructure provides a public platform for blockchain digital bonds, which is conducive to giving full play to professional advantages, meeting market diversification needs and saving market operating costs.

　　Iii. Improve the efficiency of cross-border bond business. In addition to free trade zone bonds, other offshore bond businesses have problems of self-issuance and multi-level custody. The financial infrastructure provides a public blockchain digital bond service platform, which can reduce the risk of self-issuance by market institutions, shorten the cross-border settlement cycle of overseas investors and improve business efficiency.

　　(4) Enhance international influence and voice. At present, major international financial infrastructures are actively exploring the application of blockchain technology and trying to carry out securities trading settlement business on the blockchain. China’s financial infrastructure can have equal rights in international dialogue and participate in potential international cooperation only if it has the corresponding supporting capacity through exploration and practice.

　　(5) Better safeguarding financial security. The application of blockchain technology can enhance the penetration of market information, strengthen penetration supervision and maintain financial security. Exploring blockchain digital bonds in financial infrastructure can make a good technical reserve for digital currency to apply to the bond market and enhance the autonomous and controllable ability of cross-border settlement system.

　　Practice of exploring the application of blockchain in China’s financial infrastructure

　　(1) Mainland China. China’s financial infrastructure, represented by the Central Clearing Company, began to explore and study blockchain technology in 2018, and is committed to providing safer, more efficient and diversified services to the market. Blockchain technology has been applied to credit asset circulation, corporate bond acceptance review and digital bond issuance.

　　In 2020, Yindeng Credit Assets Blockchain Platform uses the technical characteristics of blockchain technology, such as information traceability, information storage and multi-point collaboration, to meet the requirements of business development for asset penetration registration. By building a blockchain platform for credit assets, the scope of sharing effective information has been expanded, and mutual trust between banks has been further enhanced. Based on the characteristics of blockchain technology, such as tamper-proof, openness, transparency, safety and reliability, the enterprise bond blockchain platform realizes document storage and information traceability in all links, strengthens market credibility, and creates an open, transparent, digital and intelligent enterprise bond service platform for regulatory authorities and market institutions.

　　In 2021, the Central Clearing Company explored the use of blockchain to support the bond issuance business, formed a blockchain digital bond issuance business plan and system prototype, and used the technical advantages of blockchain encryption algorithm, privacy protection, identity recognition, smart contract, etc. to improve the transparency and efficiency of bond issuance business and help strengthen penetration supervision.

　　At the beginning of 2022, 16 ministries and commissions jointly issued a document, listing the Central Clearing Company as a national blockchain innovation application pilot. In November of the same year, the Central Clearing Company launched the first self-controlled blockchain digital bond issuance public platform in China. The platform adopts alliance chain, implements centralized management, and co-builds and co-governs with market institutions; Independently developed in technology, it supports full-node, light-node and nodeless access, and supports inter-operation such as up-chain, down-chain, isomorphic chain and heterogeneous chain. Functionally support the whole process of bond issuance. By the end of 2023, it has successfully supported the issuance of bonds with a scale of 84.54 billion yuan, including financial bonds, corporate bonds and free trade zone bonds. The systematic application has filled the gap in domestic financial infrastructure supporting the issuance of offshore bonds and played an important role in promoting the integration and development of digital economy and real economy. And two representative institutions have realized cross-chain application and have the ability to support supervision; In the exploration and practice, the China Securities Clearing Corporation has summarized and formed two enterprise standards, namely, the China Bond Blockchain Digital Bond Issuance Platform Specification and the China Bond Blockchain Digital Bond Issuance Platform Interface Specification, one of which is the first standard in the field of blockchain digital bonds, realizing the replication and popularization of excellent experiences and practices; We have carried out research on issues such as blockchain supporting bond life cycle business and digital currency settlement of digital bonds.

　　(2) Hong Kong, China. Hong Kong is also actively exploring the blockchain digital bond business. In 2021, the Hong Kong Monetary Authority and the Bank for International Settlements cooperated to explore the innovative application of blockchain and carry out the simulation test of tokenized green bonds. In 2022, the Hong Kong Monetary Authority explored the use of blockchain technology to realize DVP settlement of bond tokens and cash tokens.

　　In 2023, the Hong Kong Monetary Authority supported the Hong Kong SAR Government to issue token-based green bonds, which was the first batch of token-based green bonds issued by the government in the world. After the issuance of token bonds, explore the use of blockchain to support secondary market trading and interest payment services. In August of the same year, the Hong Kong Monetary Authority issued a report entitled "Tokenization of the Hong Kong Bond Market", proposing to popularize the issuance of bonds in token form and promote their wide application.

　　Related Practice of Exploring Blockchain in Financial Infrastructure in Other Countries

　　(1) the United States. In 2020, the American Securities Depository and Clearing Corporation applied blockchain technology to verify the token stock business. The underlying platform of blockchain adopted private chain, which was jointly developed by several market institutions and technology companies, and was mainly used to verify the feasibility of blockchain technology supporting stock issuance, clearing and settlement. The token stock platform is parallel to the traditional stock settlement platform, using parallel account book mode, with the aim of providing users with diversified choices. Trading orders are initiated by market participants through customer nodes, processed on the token stock platform, and then transmitted to the traditional business system for settlement. Trading funds are in traditional currency, and trading records are subject to the traditional business system.

　　(2) Europe. 1. European Bank for Clearing. In 2021, the European Bank for Settlement led the joint market institutions to simulate and verify the use of the central bank digital currency to settle French government bonds in the blockchain. The underlying platform is a private chain, and the test scope includes bond issuance, transaction settlement, repurchase and interest payment. DVP settlement instruction is realized through the exchange of currency pass and securities pass. After the currency pass is issued, it is transferred to the wallets of participating members for settlement of securities transactions in the primary and secondary markets. Experiments show that DVP settlement based on the general card mode is as effective as the account-based mode.

　　2. Mingxun Bank. In order to cooperate with the German Digital Securities Law and support the digitalization of bonds, Mingxun Bank launched the blockchain digital bond platform plan, which is intended to cover the complete value chain of bonds, including issuance, custody, settlement and asset services. The platform includes four modules: one is the digital bond issuance module; The second is the central registration and custody module based on private chain; The third is the "decentralization" service module of private equity securities based on public chain, which has not been launched yet; The fourth is the information transmission channel module. In December, 2022, Germany’s Fuxing Credit Bank issued the first digital bond since the promulgation of the German Digital Securities Law through the platform of Mingxun Bank.

　　3. Swiss Exchange. The Swiss Exchange, in conjunction with the Swiss National Bank and the Bank for International Settlements, explores the use of different types of central bank currencies to settle digital securities on the blockchain platform. Swiss exchanges use both digital currency and traditional currencies for settlement tests. When digital currency is used for settlement, the securities buyer converts the traditional currency into digital currency, and after settlement, digital currency directly transfers it to the traditional currency account of the digital securities seller. When traditional currency is used for settlement, the blockchain securities settlement platform is interconnected with the Swiss central bank’s large payment system, that is, the large payment system is triggered after the chain securities are locked successfully, and the funds are transferred in the large payment system. After the transfer of funds is completed, the blockchain platform is triggered to transfer the securities from the seller to the buyer.

　　(3) Singapore. In 2016, the Monetary Authority of Singapore explored the use of blockchain for inter-bank market payment and securities clearing and settlement, and explored the DVP settlement of government bonds and Singapore dollars on the blockchain. Government bonds are digital securities, which are in a different chain from digital currency. Digital securities and digital currency are settled separately in two account books. In 2022, the Monetary Authority of Singapore established a pool of liquid assets on Ethereum, including digital Singapore government bonds, Japanese government bonds, Japanese yen and Singapore dollar, and conducted a simulation experiment on the real-time exchange of certified Japanese yen and Singapore dollar and the settlement of certified government bond transactions.

　　(4) Transnational cooperation. 1. Cooperation between European and Japanese central banks. In 2016, the European Central Bank and the Bank of Japan explored the simulation verification of blockchain technology in securities settlement business, and proposed two settlement modes. First, the settlement is made in the same account book, and the securities and funds are recorded in the same account book. Both parties to the transaction directly use encrypted signatures for transaction processing, and the transaction instructions are verified and confirmed through the consensus mechanism, and the transaction results are written into the account book. Second, different account books are used for settlement, securities and funds are recorded in different account books, and both parties to the transaction realize the information interaction between the two account books through digital signature and hash time locking contract. Hash time lock contract is used to ensure that the securities and funds are returned to the original holder if the necessary processes are not completed within the predetermined time. Comparatively speaking, the business risk under the same account book mode is relatively small.

　　2. Cooperation of Swiss-French Central Bank. In 2021, the Swiss National Bank, the French Central Bank and the Bank for International Settlements jointly launched a simulation test of digital currency settlement digital securities, aiming at using digital Swiss francs and digital euros to settle financial instruments such as stocks or bonds on the blockchain. The contents of the simulation test include: the issuance and redemption of the wholesale central bank digital currency; Issuing and redeeming securities on the traditional business platform, and mapping on the digital exchange platform under the Swiss Exchange; Realize DVP settlement of digital securities on the platform of digital exchange; PVP settlement between different digital currency is realized on the platform of digital exchange.

　　International comparison and enlightenment

　　(1) Comparative conclusion. Comparatively speaking, China’s financial infrastructure-related practices are ahead of international peers in business, technology, management and standards.

　　In terms of business, China has realized production application and value winding. The construction of China’s blockchain digital bond system does not change the business rules, making the application of new technologies compatible with the regulatory business rules; Participants and supporting bonds are rich, including state-owned commercial banks, joint-stock banks, city commercial banks and enterprises. The supported bonds cover corporate bonds, ordinary financial bonds, special financial bonds and free trade zone bonds, and the scale of bond issuance supported is higher than that of international peers.

　　In terms of technology, China adopts alliance chain design and self-built platform, and the technology is controllable. The construction of China’s blockchain digital bond system can support multiple access modes, reducing the participation cost of market institutions; Through cross-chain docking, the interaction efficiency of business data is improved; Outside the financial infrastructure, multiple full nodes are deployed to record multiple full account books, which enhances the robustness of the system; Independent research and development of data privacy protection function, centralized management consensus mechanism and separated access control have improved the security of the system.

　　In terms of management, the system operation is co-constructed and co-managed under centralized management. The alliance chain does not change the legal central confirmation attribute of financial infrastructure and the management authority of members’ access, but it efficiently realizes the formation of consensus in business processes through smart contracts. On the premise of observing alliance governance, market institutions carry out business innovation and provide useful feedback and cooperative supervision.

　　In terms of standards, two standards in the field of digital bonds have been issued, which have the basis for participating in the formulation of international rules. In the standard content, the digital bond is defined for the first time, the alliance governance standard of centralized management is put forward, the technical requirements and performance requirements of system construction are clarified, and the data standards of interaction between different systems are clarified. Promote business development through standard construction.

　　(2) Relevant enlightenment. First, both traditional currency and digital currency can support digital securities settlement business. When the traditional currency is used for settlement, the blockchain system and the traditional payment system are directly or indirectly docked, and the direct docking realizes value exchange, while the indirect docking only transmits capital information; When digital currency is used for settlement, the blockchain system and digital currency system are directly connected to realize value exchange.

　　Second, the operation of blockchain digital securities still needs centralized management. The system construction, intelligent contract writing, technological innovation, alliance governance, market cultivation, risk monitoring and conflict resolution of blockchain digital securities are inseparable from centralized management. In the process of business operation, centralized management helps to ensure the stable, standardized and efficient operation of business, is an important prerequisite for effective co-construction and co-governance, and can also reasonably weigh the privacy protection requirements of participants and transparent information sharing, which is an intensive and efficient model.

　　Third, blockchain digital securities services should be provided by financial infrastructure. Some market-oriented institutions in the world have established a blockchain digital securities service platform, and they cannot provide registration and custody services because they do not have financial infrastructure qualifications. After the issuance of securities, it is still necessary to register with the financial infrastructure institutions for custody. From the legal point of view, only financial infrastructure can provide the full life cycle service of digital securities.

　　Fourth, financial infrastructure has significant advantages in providing related services. Compared with ordinary commercial institutions, the blockchain digital securities system established by financial infrastructure has public attributes and more economies of scale; Providing centralized and unified registration and custody services for the market can avoid fragmented development; Rich experience in securities services, more professional; Not for profit, it participates in market construction as an independent third party, with high credibility and advantages in risk monitoring and dispute resolution.

　　Fifth, the blockchain system can be integrated with traditional business systems. The international financial infrastructure is actively exploring the application of blockchain technology in the areas of securities issuance and settlement. Many countries have proved that it is feasible for blockchain to support securities business, and blockchain systems can be effectively docked and integrated with traditional systems. In addition, innovative business functions can be explored in the blockchain system to provide a useful supplement to the traditional system.

　　Thoughts on deepening the application of blockchain in financial infrastructure

　　At present, the exploration of China’s financial infrastructure in the field of blockchain digital bonds has achieved initial results, but the blockchain system is still relatively independent, and the application business scenarios need to be enriched. In the future, we can further expand business scenarios, promote system interconnection and deepen exploration and application.

　　(1) Promote the docking between the blockchain system and the payment system. The digital bond system based on blockchain technology can be interconnected by systems such as cross-chain, on-chain and off-chain interoperability, and is compatible with traditional monetary payment methods and digital currency payment methods. From the existing practical experience, blockchain digital bonds can be settled in digital currency or in traditional currency. Comparatively speaking, using digital currency for settlement is more efficient. Next, we can consider expanding the application scenario of digital RMB to the field of digital bonds, and explore the use of digital currency to settle digital bonds under the regulatory framework.

　　(2) Realize the interoperability between the blockchain system and the traditional business system. In the early stage of the development of blockchain digital bonds, it is necessary to import the account information of market institutions from the traditional system into the blockchain system to support the development of digital bond business, and also to import the bond registration information of the blockchain system into the traditional business system to ensure the integrity of business data and support business statistics and supervision. In the future, the business operation and monitoring of the bond market will still be dominated by traditional business systems, with the blockchain digital bond system as an important supplement. Therefore, the blockchain digital bond system should realize interoperability with traditional business systems and maintain the vitality and vitality of sustainable development.

　　(3) Take the blockchain system as a test carrier for innovative business. The high-quality development of the bond market is inseparable from the exploration of innovative business. In order to maintain the security and stability of the traditional business system, innovative, exploratory and uncertain businesses can be tried first on the blockchain digital bond system. Blockchain system is a natural high-quality experimental field. On the one hand, under the distributed accounting mode, full account books can be deployed at multiple nodes, which makes it easy to recover data when the system is unstable. On the other hand, the blockchain system and market institutions discuss and build together, which naturally forms an alliance for joint exploration of innovative businesses.

　　(4) Take the blockchain system as an important backup of the traditional business system. Blockchain system provides more choices for ensuring business continuity. In extreme cases, when the traditional bond business system is unstable or temporarily unavailable, the blockchain digital bond system can be used as a backup system to ensure uninterrupted business. Blockchain system and traditional business system complement each other and develop together, which can better maintain the safe and stable operation of the bond market.

　　(5) Explore the integrated bookkeeping system of "pass card+account". Traditional bonds adopt an account system, with customers as the basic unit, and establish a corresponding relationship between relevant bond elements and holders. Blockchain digital bonds adopt a pass system, with a pass as the basic unit, and relevant records are encrypted and cannot be tampered with. The account system is more efficient in query, and the general certificate system has more advantages in information transparency and tamper prevention. Blockchain digital bonds can consider merging two bookkeeping modes, adopting a pass system for bookkeeping within the blockchain system and setting up an account system in the user inquiry function.

　　(VI) Promoting the unified and standardized development of the market through the construction of a standard system. Blockchain digital bonds are in the exploratory and experimental stage at home and abroad, and the related technical terms, business logic, technical platform and so on lack normative standards. As a system provider and centralized management institution, financial infrastructure should be summarized and refined in the exploration and practice, promote the establishment of relevant standard systems, promote the unified and standardized development of the market, and lay the foundation for participating in the international rules and regulations.

　　(7) Take the blockchain system as a starting point for maintaining national financial security. Exploring the use of digital currency for blockchain digital bonds in cross-border settlement scenarios may provide a new cross-border settlement model, which is conducive to breaking the restriction of existing cross-border RMB settlement by other information transmission channels, exploring the establishment of a safe and convenient channel for cross-border RMB application, and better safeguarding national financial security.

　　Using blockchain to promote the interconnection of international financial infrastructure

　　At the opening ceremony of the seminar on promoting high-quality financial development for leading cadres at the provincial and ministerial levels, General Secretary of the Supreme Leader proposed that it is necessary to strengthen the interconnection of domestic and foreign financial markets, improve the facilitation level of cross-border investment and financing, actively participate in the reform of international financial supervision, and keep the bottom line of financial security under open conditions. Interconnection between domestic and foreign financial infrastructure is an important technical support to realize the interconnection of financial markets. Constructing an autonomous and controllable settlement system for cross-border securities transactions is conducive to coordinating financial development and financial security.

　　In order to prevent financial sanctions in the field of cross-border payment, China’s central bank, together with the Central Bank of the United Arab Emirates, the Bank of Thailand and the Hong Kong Monetary Authority, used blockchain technology to carry out the digital currency Bridge project of multilateral central banks, built a new self-controlled cross-border payment infrastructure, and successfully completed the real currency swap in the chain.

　　The digital currency Bridge project of the multilateral central bank has achieved self-control at the level of "funds", but at the level of "bonds", it is necessary to build an international central securities depository system (ICSD) with self-control. At present, ICSD is mainly established by individual national financial infrastructure, with strong sovereign will, and there are many uncontrollable factors for other participating countries, which is not conducive to the interconnection of international financial infrastructure. From the perspective of maintaining the security of financial openness, we can consider using blockchain technology to build a distributed ICSD with multilateral cooperation, common governance and sharing, and political neutrality.

　　Distributed ICSD is a set of cooperative mechanism for synchronous bookkeeping of registered custodians in various countries. Under the condition of not amending the laws of various countries, through blockchain technology, the account books of registered custodians in various countries are guaranteed to be consistent, the cross-border transaction settlement of securities is realized, and the opening level of the capital market is improved. The specific implementation method is: the registration and custody institutions of all countries access the international interconnection platform in the form of consensus nodes, so as to realize the docking between the internal registration and custody systems of all countries and the international interconnection platform. During the settlement of cross-border securities transactions, the registration custodian institution of the business initiating country sends a request to the international interconnection platform in the form of standard messages, and the international interconnection platform completes instruction processing and synchronously updates the account books of all consensus nodes, and at the same time feeds back the response results to the initiating system, which conducts internal data processing (see figure).

　　Under the background of the rapid development of digital currency and the successful practice of digital currency Bridge of the Central Bank, we can also consider connecting the international interconnection platform with the cross-border payment system in digital currency, so as to realize the closed loop of cross-border financial security in terms of "vouchers" and "loans", and jointly promote financial opening and safeguard financial security.

　　(Author Tang Bin is a doctoral student at the China Institute of Finance, Southwestern University of Finance and Economics; Chen Sen is an expert in China Bond R&D Center of the Central Clearing Company)

　　(1) Mu Changchun. Conforming to the trend of technological evolution and economic development, actively promoting the legal digital currency with me as the main body [J]. Banner, 2020(11).

　　② Di Gang. Development and Challenge of Blockchain in Digital Finance Technology System [J]. Information Security and Communication Security, 2021(01).

　　③ Yao Qian. Analysis of the economic effect of legal digital currency: theory and demonstration [J]. International Finance Research, 2019(01).

　　④ Tang Bin. Promoting the high-quality development of financial infrastructure through digital transformation [J]. Bonds, 2023(12).

　　⑤ Feng Yuan, Chen Sen, Du Zexia. Exploring the establishment of blockchain digital bond system [J]. Bonds, 2023(02).

　　⑥ Wang Yanzhao, Fan Hao, Tang Huayun, etc. Conception of long-term evolution system of digital bonds [J]. Wuhan Finance, 2022(10).

●　Volvo XC90

　　Price:79.8-101 7,800

　　The new generation XC90 was officially launched on July 8, with a total of 6 models launched in the T6 version, priced at79.8-101 7,800 yuanThe price has been reduced compared to the previously announced price.

　　The appearance of the new generation XC90 new car can refer to the XC, one of the latest three models. We can see that the headlights of the new car use LED light sources, and the T-shaped LED shape is unique. The design team calls it "Thor’s Hammer". The design is extraordinary. In the future, this design style will be popularized with other Volvo models. The body size of the new generation XC90 is 4950/2008/1775mm, 2984mm. The new car is based on Volvo’s latest SPA platform. The SPA platform model will use lighter aluminum materials in interior brackets, doors, car exterior cladding and suspension, which will reduce weight by 125kg compared to the old model.

　　The interior of the new XC90 is simple and atmospheric, without the hard feeling of a car, but very close to the natural kind of freshness. The central control uses black, supplemented by wood grain trim and aluminum to create trends, while the seats and steering wheel are available in black and light colors. The central control touch screen uses the CarPlay system jointly developed by Volvo and Apple, which can be used to complete the operation of air conditioning, entertainment systems, etc. The stereo can be optionally installed in the UK Bowers & Wilkins.

　　Obviously, the new XC90 is not the style of local tyrants. Its temperament is more similar to the popular home warm man, so a large space is necessary. According to official information, the XC90 can accommodate passengers with a height of 1.7 meters, and it is also equipped with four-zone air conditioning. As a new generation of Volvo, the new XC90 will be equipped with many of Volvo’s latest technologies, such as obstacles, pedestrians, animal identification systems, etc.

　　In terms of safety configuration, the new generation XC90 will also be equipped with two first-of-its-kind safety configurations, namely road departure protection system and automatic braking technology at intersections. In addition, such as rear-end preventive protection system, City Safety, new generation anti-roll stability control system, road traffic sign recognition system, blind spot information system and reversing car side warning system, queuing auxiliary features and 360 ° and other comprehensive electronic safety systems will appear in the new car configuration table.

　　Volvo claims that the XC90 will be the most powerful and environmentally friendly in the worldSUV The "TWIN ENGINE" marked on the body does not refer to the fact that the car has two internal combustion engines, but that the car is powered by a 2.0L inline four-cylinder twin supercharged+Drives the front wheels while being outputted by oneDrive the rear axle for a 60kW (82PS) motor. In this powertrain, the engine and motor work together to provide 298kW (405PS)And 640Nm peakIn addition, the new car’s pure electric mode has a cruising range of 40km

　　In the power part, both the T6 and T5 versions use mechanical and turbocharged technology, with a maximum power of 239kW (325PS) and 189kW (257PS) respectively, and a peak torque of 400Nm and 350Nm. In terms of diesel engines, the D5 version uses a twin-turbocharged diesel engine, providing a maximum power of 168kW (228PS) and a peak torque of 470Nm, while the fuel consumption of 100 kilometers is about 6L; the D4 version has a maximum power of 142kW (193PS) and a peak torque of 400Nm. The fuel consumption of this version is only 5L for 100 kilometers.

Competitive product analysis

　　Judging from the currently announced price range of the T6 model, if the buyer wants to buy an all-round high-end, then the price is still very large in China. Volkswagen Touareg,,, and (M-class model) are all popular high-end goods, and so on can also be taken into account. Since the XC90 is a new generation, then we choose the sports version, BMW X5 and Cayenne models for comparison, while the Audi Q7 and Volkswagen Touareg are in the replacement period, so we will not make a comparison for the time being.

　　In terms of size, the new generation of XC90 has almost completely outperformed the models of the same class. The length of nearly 5 meters and the length of nearly 3 meters make this car a "behemoth", so it can have enough space to accommodate it. In terms of size alone, the XC90 currently has an absolute advantage in the high-end SUV array.

New generation standard

　　Then we see the high-efficiency power combination used by the XC90. The 2.0L dual-supercharged power used by the T6 model is no less than that of the current mainstream product V6 model. With the efficient power combination, the XC90 is also fully capable of meeting the power needs of ordinary drivers. From the data alone, the 2.0T engine of the Volvo XC90 almost combines the characteristics of several mainstream products.

　　Compared with the higher-performance models of the same class of SUVs, the T8 of the Volvo XC90 adopts a hybrid mode, which is almost no big difference compared with several 8-cylinder models in terms of performance parameters. But it is worth noting that the T8 model can last 40km in pure electric mode and is equipped with an energy recovery system. Under the premise of meeting the strong power, the carbon dioxide emissions of the T8 model are only 49g/km, and the fuel consumption of 100 kilometers is only 2.1L. Compared with the high-performance models of the same class, the advantage is obvious.

　　Since most of the configurations of this class of models can be personalized, and the basic comfort configurations are also very comprehensive, it is a bit too difficult to compare the configurations of each class of models alone. Select some of the key configurations of this class of models below to see if the XC90 has obvious advantages in the configuration part.

　　It can be seen that among models with similar prices, the Volvo XC90 has outstanding configuration advantages, and the comfort configuration and safety configuration are also very advantageous in the same class of models. Similar and other practical technologies are equipped, especially the comprehensive active safety equipment mentioned above. Volvo’s popularity is also higher than that of other brands, which can be described as very comprehensive.

●　Mercedes-Benz GLE Coupe

　　Price:86.9-192 8,000

　　On the eve of the 2015 Chengdu Auto Show, it was officially launched in China. The new car launched a total of 4 models, priced at86.9-192 8,000The competitors are.

　　The E Coupe is a coupe based on the Mercedes-Benz GLE-Class (formerly M-Class).GLE400 andGLE450The two models are equipped with different adjustment levels3.0T V6 dual gasoline engine, and with9-Speed 9G-TRONIC Matching…

　　It is worth mentioning that for the first time, Mercedes-Benz is equipped with the A Sports performance packageGLE450 AMG Coupe, yesThe pioneering work of the A Sports series. This series will fill the huge gap between the AMG Package (kit only) and the AMG (pure-breed performance car), featuring adjustments to the original Mercedes-Benz power. (Text/Pacific Auto Network, Li Yang)

●　New Mitsubishi Outlander

　　Price:19.98-28 4,800

　　On August 24, the new model was officially launched, with a total of four models in the price range of19.98-28 4,800 yuan…

　　The new Outlander adopts Mitsubishi’s new family style, and the appearance uses the design elements of Mitsubishi PHEV Concept-S. The brand logo of the new car has been further enlarged to look more dynamic.

　　In addition, the new car also adds LED headlights and a light guide rear combination to present a first-class rear lighting effect. In addition, the new car will have integrated turn signals on the exterior rearview mirror, equipped with luggage racks and side scratch strips.

　　　In terms of configuration, the new Outlander series comes standard with LED daytime running lights, steering wheel adjustment, front seat flattening, 12V power socket, 16-inch spare tire, keyless entry, rear discharge trend and multi-function navigation machine. And the 2.4L four-wheel drive flagship GT version model also adds configuration including, front anti-collision assist, door,,, etc.

　　In terms of interior, the new car basically continues the current style, but adds more chrome-plated decorative parts. According to official information, the new Outlander also further improves the sound insulation performance by adding sound absorption and sound insulation materials, improving the suction method, and improving other aspects. The new Outlander still offers5 and 7 seatsOptional.

　　In terms of power, the new car continues the current 2.0L and 2.4L engines, with a 2.0L engine of 110kW (150PS) and 190Nm; the 2.4L engine has a maximum of 124kW (169PS) and a maximum of 220Nm. Transmission system, the new Outlander is equipped with a new generation of gearbox, further reducing the energy loss of power, coupled with further adjustments to engine control and CVT control, improved acceleration and shift performance, while improving fuel economy.

　　On December 30th, 2021, the first day train tickets in Spring Festival travel rush were officially put on sale.

　　The railway Spring Festival travel rush time in 2021 will be from January 28th to March 8th, with a total of 40 days. The national railways are expected to send 407 million passengers, with an average of 10.18 million passengers per day. According to the arrangement that train tickets are sold 30 days in advance, on December 30, 2020, the railway department began to sell train tickets for Spring Festival travel rush in 2021.

　　The reporter from The Paper sorted out the six major points of attention of the railway Spring Festival travel rush in 2021:

　　First, on January 13th, grab the train ticket for New Year’s Eve.

　　From January 13, 2021, train tickets for the 7-day long holiday of the Spring Festival in 2021 can be purchased.

　　Among them, on the way, on January 6, 2021, the train ticket for February 4 (Lunar New Year) was robbed, on January 12, the train ticket for February 10 (Twenty-ninth of the twelfth lunar month) was robbed, and on January 13, the train ticket for February 11 (New Year’s Eve) was robbed.

　　On the return journey, on January 19, 2021, the train ticket on February 17 (the sixth day of the first month) was robbed; On January 28th, the train ticket for February 26th (Lantern Festival) was robbed.

　　Passengers can book tickets online (including 12306 website, 12306 mobile phone client and 95105105 telephone booking, with a pre-sale period of 30 days) and offline (including station window, automatic ticket vending machine and train ticket sales outlets, with a pre-sale period of 28 days).

　　Second, the 12306 website will sell tickets at 5 o’clock every day in advance.

　　In terms of ticketing time, the ticketing service time of Railway 12306 website is extended, from 6: 00 to 23:30 every day, and advanced to 5: 00 to 23:30 every day.

　　In the aspect of changing the ticket, synchronize the 12306 website and the offline window change rules, and online can also change other train tickets before 24 o’clock on the day of boarding.

　　In terms of refund, the online refund business processing time is optimized to 24 hours a day, and the refund deadline is adjusted from 25 minutes before driving to before driving at the bus stop; Passengers who have purchased tickets in cash and obtained reimbursement vouchers can first go through the refund procedures on the 12306 website and collect the refund money at any station of the national railway within 180 days; The self-service ticketing equipment at the station has added a refund function to meet the refund requirements of passengers who use electronic payment methods and have not exchanged paper reimbursement vouchers, providing 24-hour all-weather service.

　　In terms of purchasing tickets for the elderly, we insist on the manual service guidance of window ticketing and self-service ticket purchasing, and all manual windows support cash ticket purchasing to ensure the ticket purchasing service for the elderly. The 12306 system automatically identifies elderly passengers over 60 years old and gives priority to the lower berth.

　　Third, the scope and scope of fare concessions have expanded.

　　According to the railway department, in 2021, Spring Festival travel rush Railway will further expand the scope and increase the range of fare concessions on the basis of summarizing the practice of fare concessions in Spring Festival travel rush in previous years.

　　Specifically, the preferential scope will be extended from temporary passenger trains, "reverse" trains with unpopular routes or directions to "forward" trains with some planned passenger trains and popular routes or directions. During Spring Festival travel rush, a total of 241 trains will be covered, including 131 before the festival and 110 after the festival; Ordinary-speed passenger trains are extended from the original minimum discount of 5.5% for each seat to the minimum discount of 2% for hard seats and 50% for soft and hard sleepers, and EMU trains are extended from the original maximum discount of 20% to the minimum discount of 5.5%.

　　Fourth, the supply of transportation capacity increased by 4.5% year-on-year

　　In 2021, about 5,000 pairs of passenger trains are scheduled in the Spring Festival travel rush Railway Arrangement Map, with a year-on-year increase of 4.5%.

　　Among them, in Beijing, 99 pairs of passenger trains were added before the festival and 97.5 pairs after the festival; In Shanghai, 138 pairs of passenger trains were added before the festival and 152 pairs after the festival. In Guangzhou, 202 pairs of passenger trains were added before the festival and 229 pairs after the festival.

　　At the same time, 219.5 pairs of night EMU trains were arranged, an increase of 62 pairs year-on-year, covering lines with concentrated passenger flow such as Beijing-Shanghai, Jingha, Shanghai-Kunming and Xicheng. And maintain the scale of ordinary passenger trains, increase the capacity of ordinary speed in key directions, and continue to run 81 pairs of public welfare "slow trains" to meet the diversified travel needs of passengers.

　　At present, Fuxing EMUs with a speed of 160 km/h to 350 km/h have been successfully developed and put into full use. The number of railway EMUs in China will reach 3,800 standard groups, and the proportion of passengers sent by EMUs will reach more than 65%.

　　5. quiet car has been launched.

　　It is worth noting that, from December 24th, 2020, the railway department will pilot the "quiet car" service on some trains of Beijing-Shanghai high-speed railway and Chengdu-Chongqing high-speed railway.

　　When purchasing tickets for designated trains of Beijing-Shanghai high-speed rail and Chengdu-Chongqing high-speed rail through the railway 12306 website, mobile phone App, ticket vending machines and other channels, passengers can voluntarily choose to purchase tickets for "quiet car" according to the system prompt if they need to provide "quiet car" service, and the "quiet car" is located in the No.3 carriage (second-class car).

　　Passengers are required to comply with the "silence" agreement when taking the "quiet car": 1. Please keep quiet in the "quiet car". 2. Please wear headphones or turn off the audio playback function when using various electronic devices. 3. Please turn the phone to mute or vibrate. 4. Please leave "quiet car" when you answer the phone or talk to each other. 5. Please take good care of your children and avoid noise.

　　The specific trains are: Beijing-Shanghai high-speed railway: G1, G2, G3, G4, G5, G6, G9, G12, G13, G16, G17 and G22; Chengdu-Chongqing high-speed railway: G8601, G8606, G8609, G8616, G8619, G8626, G8627, G8632, G8635 times.

　　Six, the introduction of railway tickets, time tickets.

　　In addition to the "quiet car" service, since December 24th, 2020, the railway department has also tried to launch the products of time tickets and time tickets in Chengdu-Chongqing high-speed railway and Beijing-Shanghai high-speed railway.

　　According to reports, this is a new ticket system product launched by the railway department. The holder can take the specified number of trains to the station and other seats when purchasing the product within the specified validity period. Passengers can purchase the above products through the 12306 website and the "Railway 12306" mobile App.

　　It should be noted that at most, the same passenger can only buy two same metered tickets or fixed tickets at the same time, but he can also buy multiple metered tickets or fixed tickets at different times. Tickets cannot be transferred or shared, and are only used by the passengers themselves.

　　Passengers are only allowed to use at the designated departure station at the time of purchase, make an appointment or take the seats designated at the time of purchase, and are not allowed to get on or off at the midway station or cross the station. In addition, the same passenger can only activate one product with the same destination, but multiple products with different destinations can be activated.

　　In terms of using the bus, passengers can enter the station by making a seat reservation or directly brushing the original valid ID card. Seats are reserved through the 12306 website, the "Railway 12306" mobile APP and the ticket vending machine. After reserving a seat, the passenger will enter the station to check in with the original valid ID card.

　　Among them, up to 4 seats to be used can be reserved for the counting ticket; Time tickets can reserve up to 10 seats to be used. For products that have not been enabled to ride, seats can only be reserved within 30 days after purchase. When the itinerary changes, the reserved seats should be cancelled before driving, and no charge will be charged; If the reservation is not cancelled, it will be regarded as a ride. If the number of cancellations of reserved seats exceeds 5 times within 48 hours before the start of the metered ticket, the number of reserved seats to be used will be adjusted to 1. If the number of cancellations of reserved seats exceeds 5 times within 48 hours before the time ticket is driven, or if the number of times of not taking the bus after reserved seats exceeds 5 times, the number of reserved seats to be used can be adjusted to 1.

　　Direct card-swiping means that passengers can get the designated seats of the products at the ticket gate or manual ticket gate when they check in the train with the original valid identity documents when they buy the products.

　　In addition, according to the regulations, if the product is not enabled by bus, the purchaser can apply for a refund through the original purchase channel. If the product is not enabled by bus within 30 days after purchase, the system will automatically refund it in full.

　　(This article is from The Paper, please download the "The Paper" APP for more original information)

The twin stars of FAW Pentium-Pentium B70 and Pentium T90 have recently started a big price reduction. Both models have offered a discount of 4,000 yuan to deduct 20,000 yuan. In addition, Pentium T90 also enjoys a cash discount of 10,000 yuan in a limited time, and Pentium B70 enjoys a cash discount of 5,000 yuan in a limited time. After the discount, the starting price of Pentium T90 is 88,900 yuan and the starting price of Pentium B70 is 75,900 yuan. Pentium B70 and Pentium T90 are the main models in the home market, and their home properties are in place, and their competitiveness has increased a lot after the big price reduction.

Pentium B70—— A B-class sedan that starts at less than 80,000 yuan.

In terms of appearance, the Pentium B70 adopts the brand-new family design language of the fourth generation of Pentium. Its front face is equipped with a "cascade" front grille, and the headlight group is shaped like a "flying wing", which seems to have a good visual impact. Its body waistline is designed to be sharp, and the roof adopts a slip-back design, which is very fashionable with a variety of wheel hub shapes. The penetrating taillights at its tail are also very cool after lighting up, and the lower enclosure is also equipped with a bilateral double-out exhaust layout, which is also very sporty.

Its highlight is that the space is large enough and comfortable enough. It is positioned as a B-class sedan, with a body size of 4855*1840*1455mm and a wheelbase of 2800 mm. The legroom in the front row is 1070mm and the legroom in the second row is 958mm； The head space in the front row is 952mm/963m, and the head space in the second row is 961mm/967mm, and the space performance is very abundant. In addition, its seat is simply a "big sofa" and its comfort is very high.

As a family car, safety is also very important. Based on the platform architecture of China FAW FMA, the Pentium B70 adopts BNSA safety system, and the body structure uses a brand-new dual-E six-channel design that strengthens for 3H. The proportion of high-strength steel used in the whole car is as high as 76%, the proportion of hot-formed steel is 22%, and the yield strength of ultra-high-strength materials is greater than 1500MPa, so it can’t be overstated to describe it as "reinforced steel".

In terms of power, the Pentium B70 is equipped with a 2.0T four-cylinder engine, with a maximum power of 165kW and a maximum torque of 340N•m. The transmission system is matched with a 6AT gearbox from Aisin, and the acceleration per 100 kilometers is 7.8 seconds. Its chassis adopts the former McPherson and the rear multi-link independent suspension.

Pentium T90—— A cost-effective household SUV starting at less than 90,000 yuan.

In terms of appearance, the Pentium T90 adopts a brand-new family-style design voice, the front face is equipped with a front grille with mountains and rivers, the headlights are in a long and narrow shape, and LED strip is used to connect them, forming a penetrating shape, which blends the Chinese style with the sense of science and technology very harmoniously. Its body adopts the side characteristics of the prancing horse bow, which gives people a strong sense of muscle and strength. Its tail shape is also very layered. The taillights are through-shaped, and the lower enclosure is decorated with black plaques. With the exhaust layout of the upper and lower sides, the recognition is also very high.

Like the B70, the biggest highlight of the Pentium T90 is the space performance. The body size of the Pentium T90 is 4718*1880*1710mm, the wheelbase is 2772mm, the height space of the front and rear rows is 990/980mm, and the front and rear leg spaces are 1040/996mm. Not only is there enough seating space, but the Pentium T90 also has a super-large trunk space of 560L. Even after the rear seats are laid down, the volume reaches 1345L, with a depth of 1870mm, and it is also equipped with 23 modular storage spaces, with excellent storage capacity.

In terms of configuration, the Pentium T90 is equipped with a 12.6-inch vertical central control panel, a 9.6-inch W-HUD display and a PM2.5 negative ion fragrance system. The car is equipped with a D-life6.0 intelligent system, which has a very fast response speed of human-computer interaction. The car also has a built-in Qualcomm Snapdragon 8155 chip. In addition, it is equipped with ACC adaptive cruise, multi-directional parking space with one-button precision parking, up to 23 sensors at the same level, and 24 intelligent driving assistance functions, and the assisted driving level has reached L2.5. In terms of safety, the Pentium T90 is equipped with six airbags as standard, with 74% of high-strength steel in white body and 25.3% of hot-formed steel above 1500MPa. In addition, it also adopts double E-cage body structure design, and the torsional stiffness of the body is 24000 N m/+.

In terms of power, Pentium T90 provides two power combinations: 1.5T engine +7DCT and high-power version 2.0T engine+Aisin 8AT. The maximum power of the engine is 124kW and 185kW respectively, and the maximum torque is 258N·m and 380N·m respectively. In terms of chassis, it adopts the front McPherson type, and the rear multi-link is an independent suspension.

Conclusion: As household models, Pentium B70 and Pentium T90 have excellent space performance in their class, and their safety performance is also guaranteed, which is not groundless. In addition, their power performance is also very in line with household needs, and they do not lose some joint venture models at all. Now they have made great price cuts, which is undoubtedly a very heavy blow to competing joint venture models.

A security guard stood in front of the sign of ZARA’s dress. Xu Xiaolin surging information

　　　　　　　　Xinhua Online Haihai reported on November 16 that there will still be quality problems in international brand-name clothes that cost thousands of yuan and tens of thousands of yuan. Shanghai Administration for Industry and Commerce recently announced the results of sampling inspection on the quality of fast fashion clothing in the circulation field in the second quarter of 2014, which showed that among 65 batches of unqualified products, a number of "international famous brands" were impressively listed.

　　　　　　　　Why are internationally renowned brands frequently listed in the "blacklist" of clothing quality announced by local quality supervision departments? Experts believe that the weak punishment and low illegal cost are the reasons why some enterprises are fearless.

What "international famous products" are on the quality "blacklist"

　　　　　　　　A dress of Armani, the color fastness to wet rubbing is not up to standard; Ports’s two dresses are unqualified in fiber content; Martha’s shirts and trousers have many problems, such as cracks. In the latest sampling results of clothing quality in the second quarter of this year released by Shanghai Administration for Industry and Commerce, CC&DD, ELLE HOMME, Etam, Ralph Lauren and other "internationally renowned brands" are also "famous on the list" due to various quality problems.

　　　　　　　　The case investigated in Shanghai is not a case, and the results of market quality inspection will be announced one after another every year. In recent months, the Beijing Municipal Administration of Industry and Commerce has carried out several batches of quality sampling inspection of clothing products in the circulation field, and international brands such as MUJI, ZARA, H&M, Polo Ralph Lauren, FNRN, VERO MODA, Benirall, Givenchy and Disney have all been on the list. In June this year, Guangzhou Consumer Council also announced 16 unqualified children’s wear brands, including HELLO KITTY, ELLE, Disney and Adidas.

　　　　　　　　The quality problems of international famous brands have frequently sounded the alarm. According to the regulatory authorities in Zhejiang Province, there are many quality problems in Korean clothing among foreign brands. In the first half of 2013, Zhejiang Industrial and Commercial Bureau randomly selected 20 batches of Korean brand clothing from 12 brands, and the pass rate was only 45%. PAW IN PAW, LAND KIDS and other brands were "famous on the list"; In 2012, the pass rate of sampling inspection of imported clothing from South Korea was only 50%.

From textiles to garments, which links are likely to cause quality and safety problems?

　　　　　　　　These "brand-name" clothes, which have won the trust of domestic consumers, frequently expose the "quality gate" incident. What are the problems in those links?

　　　　　　　　Judging from the spot checks by local industrial and commercial quality inspection departments, clothing quality problems mainly include formaldehyde exceeding the standard, PH exceeding the standard, color fastness, fiber content not meeting the standard and so on. The reporter’s investigation found that there are loopholes in clothing quality problems from textile, printing and dyeing to garment processing and sales.

　　　　　　　　-The printing and dyeing process is a "frequent place" for chemical problems. A person in charge of a chemical enterprise in Hangzhou told the reporter that problems such as excessive formaldehyde and substandard PH value are generally in the middle reaches of the industrial chain. "All dyes are chemical substances, and in order to speed up dyeing, printing and dyeing enterprises will also use additives containing formaldehyde, which should be the main source of formaldehyde in clothing."

　　　　　　　　-clothing label tampering. "Garment manufacturers will buy fabrics of different quality according to the level of their own brands. The fabric quality of these internationally renowned brands should be the best." A clothing salesman who did not want to be named said, however, in order to save costs, it is common for enterprises to do something on the label of clothing components in the process of OEM.

　　　　　　　　-In the sales process, some brand enterprises "build a smooth road, and hide their positions". According to the reporter’s investigation, brand clothing has to undergo strict testing before entering large shopping malls. "Some brand enterprises are all qualified products before entering the mall, but in order to increase profits after entering the mall, it may not be possible to guarantee the quality of the products they sell." A salesperson said.

　　　　　　　　Although clothing safety is not as direct as that in food safety hazards, it attracts people’s attention, but the harm of clothing quality problems to human health is still serious, which can be said to be a "chronic killer". According to industry insiders, if the PH value exceeds the standard and the color fastness is not up to standard, it is easy to cause some sensitizing and carcinogenic dyes and heavy metal ions to be absorbed by the human body, thus posing a hazard to human health and safety. Formaldehyde can enter the human body through diet, breathing and even skin contact, which is harmful to skin and mucous membranes.

Weak punishment and low illegal cost have led some enterprises to be fearless.

　　　　　　　　Why are some internationally renowned brands frequently blacklisted? Experts believe that weak punishment and low illegal cost are the reasons why some enterprises are "fearless".

　　　　　　　　Hu Gang, a member of the Lawyers Group of China Consumers Association and a lawyer of Beijing Chaoyang Law Firm, told the reporter that according to the current Product Quality Law, enterprises that violate the law and regulations are only fined less than three times the value of the goods, and the punishment is too low, and there is still much room for flexibility in operation. "The overall framework of the Product Quality Law currently implemented is also a version formulated in 1993. After more than 20 years, some terms and penalties can no longer meet the needs of market economy development."

　　　　　　　　In addition, according to the newly revised Law on the Protection of Consumers’ Rights and Interests, the main punishment for consumers to buy unqualified products is to return them, and for those who commit fraud, punitive damages will be increased by three times. According to reports, in the United States, for product quality issues, lawyers will take the initiative to convene victims to conduct class actions, especially because of the existence of the "jury" system, illegal enterprises may face "sky-high" compensation; In some European countries, relevant consumer protection organizations have the right to organize arbitration tribunals to effectively protect consumers’ rights and interests in the form of industry self-discipline, and enterprises that refuse to fulfill their obligations may face severe punishment of "market ban".

　　　　　　　　Experts in the industry believe that once international famous brands are frequently blacklisted, they are still widely sought after in large shopping malls. On the one hand, the punishment is weak, on the other hand, it also shows that domestic consumers’ awareness of rights protection is indifferent. Many young interviewees told reporters that although it hurts to buy substandard clothes, it will not cost more money and energy to protect rights.

　　　　　　　　In addition, although the sharing platform has been established at present, the departments of industry and commerce, quality inspection and finance and taxation are still fragmented, and the data application is still "single-handed". "A company that has been investigated by the quality inspection department is still a credit level in the industrial and commercial sector." Shen Huaqing, director of the product quality supervision and inspection department of Zhejiang Quality Supervision Bureau, believes that a unified enterprise code and a unified blacklist system should be established to strengthen the "ensemble" of supervision.

　　　　　　　　Therefore, Qiu Baochang, head of the lawyers group of China Consumers Association, believes that it is important to strengthen punishment, but it is more urgent to establish a unified credit system. In order to make it more convenient for merchants and consumers to consult, corresponding inquiry mechanisms should be established according to the types of goods. For example, for clothing, an inquiry system should be established according to clothing brands, so that consumers can check the credit status of a certain brand at any time, so as to eliminate the "information asymmetry" to the greatest extent and constitute a substantial deterrent to illegal enterprises and manufacturers.

Every banquet must be wine, every wine must be persuaded, and every persuasion must be fierce.

"I’ll do it, suit yourself."

"Why don’t you drink? Do you look down on me? "

"Can’t drink? Too lose face! "

How many times have you heard such advice?

This thing of wine

Drinking it itself is not good.

And persuade wine

But may have to bear legal responsibility:

Act of persuading wine to bear legal responsibility

1. Compulsive persuasion

For example, using language such as "don’t drink enough friends" to stimulate the other person to drink, or persuading him to drink when the other person is drunk and unconscious and has no self-control.

2. Persuade the other person to drink while knowing that he can’t drink.

For example, knowing each other’s physical condition, still persuading them to drink alcohol to induce diseases.

3. Failing to escort the drunk safely.

If the drinker has lost or is about to lose control of himself, and is unconscious and unable to control his behavior, the drinker fails to send him to the hospital or safely send him home.

4. Drunk driving does not discourage damage such as car accidents.

Knowing that the drinker was drunk and the drinker didn’t discourage him.

in fact

Have an accident because of drinking.

All participants were awarded compensation

Cases are not uncommon.

Real case

1. If you fall off a cliff after drinking, the drinker will bear the responsibility.

Lin and Wu Mou are friends. One day a year ago, Lin was drinking at Wu Mou’s house. It was already late at night, so Wu Mou called his friend Fang to pick him up and Lin. Subsequently, Lin traveled by car. When passing a cliff road, Lin accidentally slipped off the cliff and fell into the water when he got off the bus, and drowned.

After the incident, Lin’s family asked Wu Mou and Fang to bear death compensation totaling more than 100,000 yuan.

After the second trial of the court, under the mediation of the judge, Fang and Wu Mou reconciled with the family of the deceased and jointly paid 60,000 yuan in compensation to the family of the deceased.

2. If you die of drunkenness, the drinker will pay compensation.

Chen Mou, the head of a vocational training school, hosted a dinner in a hotel for eight people, including Zhou and Meng. Zhou was too drunk to wake up. The next morning, Zhou was found dead of alcoholism.

Zhou’s family then took the training school and seven people who attended the dinner party to court, demanding joint compensation for Zhou’s death compensation and funeral expenses totaling more than 110,000 yuan.

The court found that Zhou, as an adult, was mainly responsible for the death of alcoholism and should bear 70% of the liability for compensation. Chen Mou, the organizer of the dinner party, took 20% of the responsibility, and the other six participants shared the remaining 10% of the responsibility, and compensated Zhou for various expenses totaling more than 35,000 yuan.

Both the host and the guest should be responsible for the happy event turning into tragedy.

An old man held an 80th birthday party, and his three sons invited relatives and friends to celebrate his birthday. Unexpectedly, this happy event turned into a tragedy.

At the noon banquet, a 49-year-old man died at 3 o’clock in the afternoon because of excessive drinking. After several consultations, a consensus has been reached that each of the three sons of the 80-year-old birthday girl will pay 100,000 yuan, and the drinker will pay 20,000 yuan, making a total compensation of 320,000 yuan to the deceased.

4. Students die after dinner! All 27 people were found responsible.

On the evening of February 20, 2020, Zhang Mogen attended the annual junior high school reunion. Because of the lively atmosphere, he drank more white wine. At about 20 o’clock that day, he drove home alone. At about 21: 14, a car accident occurred. Zhang Mogen died on the same day after being rescued.

After investigation by the public security traffic police department, Zhang was drunk and driving, taking full responsibility for the accident. However, in this case, a total of 28 people, including Zhang Mogen and Shen Mou, dined together, and six of them sat at the same table with Zhang Mogen. When Zhang Mogen was seriously drunk, the diner let him leave alone, and there was a certain fault in the accident.

After comprehensive consideration, the cause of Zhang Mogen’s death and the degree of fault of the diners, the court finally decided that the defendant Shen and other six diners at the same table should bear the liability of compensation of 5,250 yuan each, and the remaining 21 diners should bear the liability of compensation of 3,150 yuan each.

The judge said that when the drinker is in a dangerous state of drunkenness, other drinkers have certain duty of care. This obligation is not only a moral obligation, but also a legal obligation.

Advise you to put down your small glass.

Naturally, the next step is health science popularization time.

Drink less!

Don’t persuade the wine!

Original title: "Chinese New Year, these four situations on the wine table may be legally responsible, don’t take it seriously! 》

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